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Paying off credit card debt

Arkansas individuals who are struggling with credit card debt have a number of options for reducing or getting rid of that debt. They may be able to pay it off, but that is not always an available option. Those who can pay more than the minimum amount and who have debts on more than one card should apply most of their payment to the high-interest card first while only paying the minimum on the other cards. Another option for reducing credit card debt is to switch as much of the debt as possible to a card with a low introductory rate. Individuals should be cautious with this option, however, as after a certain period of time, the rate jumps back up and may be high.

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