Chapter 7 Bankruptcy Lawyer

Serving All of Arkansas

Debt does not discriminate. Each year within the U.S., millions of individuals and small businesses file bankruptcy. These people come from all walks of life, and they are facing a wide array of financial problems. Job loss, medical problems and IRS deficiencies are just a few of the struggles people just like you are dealing with across the country. Solutions can be scarce. For those who qualify, bankruptcy can be a beneficial option if they wish to eliminate their debt and embark on a new beginning.

At the Havner Law Firm, we have more than 25 years of bankruptcy law experience. Contact our White Hall office to learn if bankruptcy is right for you. "We are the help you need."

The Chapter 7 Stigma

The concept of Chapter 7 bankruptcy is easily misunderstood. More often than not, our clients' biggest concern is that if they file bankruptcy, they will lose their property. However, in the majority of cases, this is not true.

Chapter 7 bankruptcy is an elimination of unsecured debt through a one-time liquidation process. If you remain current with the payments of your secured property (home, car, etc.), you will be able to keep the property in your possession. The laws that govern Chapter 7 are in place to help and protect consumers just like you. Bankruptcy offers many advantages:

  • Puts a stop to harassing phone calls from creditors
  • Will delay or stop foreclosure or repossession proceedings
  • Stops any lawsuits or garnishment against you

If you are interested in learning more about the benefits of bankruptcy, we encourage you to call or come into our office. You will sit down with our Chapter 7 attorney to discuss your situation. From there, we will be able to assess your options, and determine whether or not bankruptcy is the right choice for you.

We are here to help protect your and your family's interests. To speak with our Chapter 7 bankruptcy lawyer, call 870-663-4973, or contact us online. We offer clients free initial consultations.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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